Month 1
October 20th, 2026
- Principal payment
- Interest payment
- Monthly repayment
- Remaining balance
Purchase option for 2 bedroom apartment in Apo, Abuja 3 Bedroom Duplex in Apo Extension, Abuja
Important details about the 5 Month Payment Plan
Repayment Schedule for the payment of 5 Month Payment Plan
October 20th, 2026
November 20th, 2026
December 20th, 2026
January 20th, 2027
February 20th, 2027
| S/N | Month | Monthly Principal Payment | Monthly Interest Payment | Monthly Repayment | Remaining Balance |
|---|---|---|---|---|---|
| 1 | October 20th, 2026 | ₦9,000,000 | ₦0 | ₦9,000,000 | ₦36,000,000 |
| 2 | November 20th, 2026 | ₦9,000,000 | ₦0 | ₦9,000,000 | ₦27,000,000 |
| 3 | December 20th, 2026 | ₦9,000,000 | ₦0 | ₦9,000,000 | ₦18,000,000 |
| 4 | January 20th, 2027 | ₦9,000,000 | ₦0 | ₦9,000,000 | ₦9,000,000 |
| 5 | February 20th, 2027 | ₦9,000,000 | ₦0 | ₦9,000,000 | ₦0 |
Showing 1 to 5 of 5 entries
Everything it takes to close on this house with the 5 Month Payment Plan. It covers who you pay, whether it is required, and what it adds up to.
Estimated total closing costs for the Fully Completed (Furnished) · 5 Month Payment Plan
₦8,050,000 - ₦14,200,000
16.1% - 28.4% of the ₦50,000,000 house price, on top of your initial deposit. Ranges show where a fee varies by bank, lawyer or seller.
Required fees only: ₦5,000,000 - ₦7,500,000 · Optional fees add ₦3,050,000 - ₦6,700,000
Paid to Developer
₦2,500,000 - ₦5,000,000
1 fee · 5.0% - 10.0%
Paid to Brokerage
₦5,550,000 - ₦9,200,000
4 fees · 11.1% - 18.4%
Infrastructure & Documentation Fee
RequiredThe Infrastructure & Documentation Fee is a one-off charge the developer collects for two things: building the estate’s shared facilities, and preparing the legal paperwork that transfers the property to you. It is separate from the property price and is paid to the developer, not to Giddaa.
₦2,500,000 - ₦5,000,000
5% - 10% of house price
Subtotal — SellerSubtotal, paid to developer/seller₦2,500,000 - ₦5,000,000
Agbero Fee
OptionalWe just dey whine una
₦500,000 - ₦1,500,000
Fixed
Due Diligence
OptionalDue Diligence is the set of checks carried out on a property before you pay for it. Their purpose is to confirm that the property exists and that the seller has the right to sell it. They also confirm the title is genuine and free of claims, and that the property doesn’t sit on government-acquired land or anywhere else it can’t legally be sold.
₦50,000 - ₦200,000
Fixed
Giddaa Brokerage Fee
RequiredThe Giddaa Brokerage Fee is a 4% fee paid by the customer for Giddaa’s end-to-end support in finding, verifying, financing and securing a property. It covers the work of your dedicated SupaAgent, property and title verification, purchase-option guidance, mortgage or payment-plan processing, and coordination with the developer or seller until the deal is sealed.
₦2,500,000
5% of house price
Title Perfection
OptionalTitle Perfection is the legal process that makes your ownership of the property official and recognised by the state government. Buying a property gives you a Deed of Assignment, but that deed only becomes fully effective once the government consents to the transfer and records it. Until that happens, the land registry still shows the previous owner or the developer
₦2,500,000 - ₦5,000,000
5% - 10% of house price
Subtotal — BrokerageSubtotal, paid to brokerage₦5,550,000 - ₦9,200,000
₦8,050,000 - ₦14,200,000
Excludes your initial deposit of ₦5,000,000 and your monthly repayments.
16.1% - 28.4% of the house price
Total cost to buy this home with the 5 Month Payment Plan (price + closing costs): ₦58,050,000 - ₦64,200,000
These are the different levels of finishing which the 2 bedroom apartment in Apo, Abuja can be purchased using the 5 Month Payment Plan and the various prices on each finishing level.
How the 5 Month Payment Plan works on Giddaa
Step 1
Choose a house available on the Giddaa platform under the Developer Payment Plan, inspect it, and if you like the house, you will be given an offer letter.
Performed by You with support from Giddaa
Step 2
Review the offer letter, conduct due diligence (optional, but advised), and submit your application with any necessary documents (if requested) to Giddaa. We will then send your application to the developer.
Performed by You with support from Giddaa
Step 3
Review and sign the sales agreement, pay your equity, and follow the structured payment plan through the Giddaa platform. You will get a full payment schedule, reminders, payment history, receipts, and a wallet to manage your payments.
Performed by You with support from Giddaa
Step 4
Once all payments are completed and the house is fully built, you receive your keys and move into your home.
Performed by You
Your affordability for the 5 Month Payment Plan
We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.
The documents you need to submit when applying for 5 Month Payment Plan
This plan does not require any documents.