Month 1
October 25th, 2026
- Principal payment
- Interest payment
- Monthly repayment
- Remaining balance
Purchase option for 7 bedroom luxury duplex 7 Bedroom Duplex in Katampe, Abuja
Important details about the 18 Months Payment Plan
Repayment Schedule for the payment of 18 Months Payment Plan
October 25th, 2026
November 25th, 2026
December 25th, 2026
January 25th, 2027
February 25th, 2027
March 25th, 2027
April 25th, 2027
May 25th, 2027
June 25th, 2027
July 25th, 2027
August 25th, 2027
September 25th, 2027
| S/N | Month | Monthly Principal Payment | Monthly Interest Payment | Monthly Repayment | Remaining Balance |
|---|---|---|---|---|---|
| 1 | October 25th, 2026 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦21,250,000 |
| 2 | November 25th, 2026 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦20,000,000 |
| 3 | December 25th, 2026 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦18,750,000 |
| 4 | January 25th, 2027 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦17,500,000 |
| 5 | February 25th, 2027 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦16,250,000 |
| 6 | March 25th, 2027 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦15,000,000 |
| 7 | April 25th, 2027 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦13,750,000 |
| 8 | May 25th, 2027 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦12,500,000 |
| 9 | June 25th, 2027 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦11,250,000 |
| 10 | July 25th, 2027 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦10,000,000 |
| 11 | August 25th, 2027 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦8,750,000 |
| 12 | September 25th, 2027 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦7,500,000 |
| 13 | October 25th, 2027 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦6,250,000 |
| 14 | November 25th, 2027 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦5,000,000 |
| 15 | December 25th, 2027 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦3,750,000 |
| 16 | January 25th, 2028 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦2,500,000 |
| 17 | February 25th, 2028 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦1,250,000 |
| 18 | March 25th, 2028 | ₦1,250,000 | ₦0 | ₦1,250,000 | ₦0 |
Showing 1 to 18 of 18 entries
Everything it takes to close on this house with the 18 Months Payment Plan. It covers who you pay, whether it is required, and what it adds up to.
Estimated total closing costs for the Carcass · 18 Months Payment Plan
₦4,550,000 - ₦7,700,000
15.2% - 25.7% of the ₦30,000,000 house price, on top of your initial deposit. Ranges show where a fee varies by bank, lawyer or seller.
Required fees only: ₦3,000,000 - ₦4,500,000 · Optional fees add ₦1,550,000 - ₦3,200,000
Paid to Developer
₦1,500,000 - ₦3,000,000
1 fee · 5.0% - 10.0%
Paid to Brokerage
₦3,050,000 - ₦4,700,000
3 fees · 10.2% - 15.7%
Infrastructure & Documentation Fee
RequiredThe Infrastructure & Documentation Fee is a one-off charge the developer collects for two things: building the estate’s shared facilities, and preparing the legal paperwork that transfers the property to you. It is separate from the property price and is paid to the developer, not to Giddaa.
₦1,500,000 - ₦3,000,000
5% - 10% of house price
Subtotal — SellerSubtotal, paid to developer/seller₦1,500,000 - ₦3,000,000
Due Diligence
OptionalDue Diligence is the set of checks carried out on a property before you pay for it. Their purpose is to confirm that the property exists and that the seller has the right to sell it. They also confirm the title is genuine and free of claims, and that the property doesn’t sit on government-acquired land or anywhere else it can’t legally be sold.
₦50,000 - ₦200,000
Fixed
Giddaa Brokerage Fee
RequiredThe Giddaa Brokerage Fee is a 4% fee paid by the customer for Giddaa’s end-to-end support in finding, verifying, financing and securing a property. It covers the work of your dedicated SupaAgent, property and title verification, purchase-option guidance, mortgage or payment-plan processing, and coordination with the developer or seller until the deal is sealed.
₦1,500,000
5% of house price
Title Perfection
OptionalTitle Perfection is the legal process that makes your ownership of the property official and recognised by the state government. Buying a property gives you a Deed of Assignment, but that deed only becomes fully effective once the government consents to the transfer and records it. Until that happens, the land registry still shows the previous owner or the developer
₦1,500,000 - ₦3,000,000
5% - 10% of house price
Subtotal — BrokerageSubtotal, paid to brokerage₦3,050,000 - ₦4,700,000
₦4,550,000 - ₦7,700,000
Excludes your initial deposit of ₦7,500,000 and your monthly repayments.
15.2% - 25.7% of the house price
Total cost to buy this home with the 18 Months Payment Plan (price + closing costs): ₦34,550,000 - ₦37,700,000
These are the different levels of finishing which the 7 bedroom luxury duplex can be purchased using the 18 Months Payment Plan and the various prices on each finishing level.
How the 18 Months Payment Plan works on Giddaa
Step 1
Choose a house available on the Giddaa platform under the Developer Payment Plan, inspect it, and if you like the house, you will be given an offer letter.
Performed by You with support from Giddaa
Step 2
Review the offer letter, conduct due diligence (optional, but advised), and submit your application with any necessary documents (if requested) to Giddaa. We will then send your application to the developer.
Performed by You with support from Giddaa
Step 3
Review and sign the sales agreement, pay your equity, and follow the structured payment plan through the Giddaa platform. You will get a full payment schedule, reminders, payment history, receipts, and a wallet to manage your payments.
Performed by You with support from Giddaa
Step 4
Once all payments are completed and the house is fully built, you receive your keys and move into your home.
Performed by You
Policies for the purchase of 18 Months Payment Plan
Default Fee - In the event of a default (Payment after due date plus the grace period, if any), the seller would charge an additional ₦62,500, representing 5% extra to the required monthly payment.
The maximum number of payments the seller deems permissible is 3 payments. In the event that more than 3 payments are missed, the seller would seek to recover the property from you for resale to another client.
The seller provides a grace period of 3 daysbefore charging a default fee of ₦62,500. The default amount will be added to the monthly payments for that month.
Your affordability for the 18 Months Payment Plan
We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.
The documents you need to submit when applying for 18 Months Payment Plan
Recent bank statements for the last six months to demonstrate financial stability and capacity to repay the loan with bank stamp.
The kinds of people that can apply for 18 Months Payment Plan
These are people applying by themselves, without a co-applicant.
The following Individuals can apply through this payment option
These are people who have been partnered by law.
The following Individuals can apply through this payment option