Month 1
September 18th, 2026
- Principal payment
- Interest payment
- Monthly repayment
- Remaining balance
Purchase option for Wisdom test 3 30 Bedroom Detached Bungalow in Grie, Adamawa
Important details about the 20 Months Payment Plan
Repayment Schedule for the payment of 20 Months Payment Plan
September 18th, 2026
October 18th, 2026
November 18th, 2026
December 18th, 2026
January 18th, 2027
February 18th, 2027
March 18th, 2027
April 18th, 2027
May 18th, 2027
June 18th, 2027
July 18th, 2027
August 18th, 2027
| S/N | Month | Monthly Principal Payment | Monthly Interest Payment | Monthly Repayment | Remaining Balance |
|---|---|---|---|---|---|
| 1 | September 18th, 2026 | ₦148.26 | ₦0 | ₦148.26 | ₦2,816.94 |
| 2 | October 18th, 2026 | ₦148.26 | ₦0 | ₦148.26 | ₦2,668.68 |
| 3 | November 18th, 2026 | ₦148.26 | ₦0 | ₦148.26 | ₦2,520.42 |
| 4 | December 18th, 2026 | ₦148.26 | ₦0 | ₦148.26 | ₦2,372.16 |
| 5 | January 18th, 2027 | ₦148.26 | ₦0 | ₦148.26 | ₦2,223.90 |
| 6 | February 18th, 2027 | ₦148.26 | ₦0 | ₦148.26 | ₦2,075.64 |
| 7 | March 18th, 2027 | ₦148.26 | ₦0 | ₦148.26 | ₦1,927.38 |
| 8 | April 18th, 2027 | ₦148.26 | ₦0 | ₦148.26 | ₦1,779.12 |
| 9 | May 18th, 2027 | ₦148.26 | ₦0 | ₦148.26 | ₦1,630.86 |
| 10 | June 18th, 2027 | ₦148.26 | ₦0 | ₦148.26 | ₦1,482.60 |
| 11 | July 18th, 2027 | ₦148.26 | ₦0 | ₦148.26 | ₦1,334.34 |
| 12 | August 18th, 2027 | ₦148.26 | ₦0 | ₦148.26 | ₦1,186.08 |
| 13 | September 18th, 2027 | ₦148.26 | ₦0 | ₦148.26 | ₦1,037.82 |
| 14 | October 18th, 2027 | ₦148.26 | ₦0 | ₦148.26 | ₦889.56 |
| 15 | November 18th, 2027 | ₦148.26 | ₦0 | ₦148.26 | ₦741.30 |
| 16 | December 18th, 2027 | ₦148.26 | ₦0 | ₦148.26 | ₦593.04 |
| 17 | January 18th, 2028 | ₦148.26 | ₦0 | ₦148.26 | ₦444.78 |
| 18 | February 18th, 2028 | ₦148.26 | ₦0 | ₦148.26 | ₦296.52 |
| 19 | March 18th, 2028 | ₦148.26 | ₦0 | ₦148.26 | ₦148.26 |
| 20 | April 18th, 2028 | ₦148.26 | ₦0 | ₦148.26 | ₦0 |
These are the different levels of finishing which the Wisdom test 3 can be purchased using the 20 Months Payment Plan and the various prices on each finishing level.
How the 20 Months Payment Plan works on Giddaa
Step 1
Choose a house available on the Giddaa platform under the Developer Payment Plan, inspect it, and if you like the house, you will be given an offer letter.
Performed by You with support from Giddaa
Step 2
Review the offer letter, conduct due diligence (optional, but advised), and submit your application with any necessary documents (if requested) to Giddaa. We will then send your application to the developer.
Performed by You with support from Giddaa
Step 3
Review and sign the sales agreement, pay your equity, and follow the structured payment plan through the Giddaa platform. You will get a full payment schedule, reminders, payment history, receipts, and a wallet to manage your payments.
Performed by You with support from Giddaa
Step 4
Once all payments are completed and the house is fully built, you receive your keys and move into your home.
Performed by You
Your affordability for the 20 Months Payment Plan
We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.
The documents you need to submit when applying for 20 Months Payment Plan
Recent bank statements for the last six months to demonstrate financial stability and capacity to repay the loan with bank stamp.