Houses Available on Help To Own
Help To Own
Help to Own is a support plan that makes it easier for Nigerians to buy homes with less financial pressure. It helps reduce upfront costs and offers flexible payment plans, especially for first-time buyers. This option is ideal if high costs have stopped you from becoming a homeowner.
Attributes
Important details about the Help To Own
- Interest Rate
- 9%
- Monthly Payment
- Down Payment
- 10%
- Payment Period
- 20 years
- Maximum Loan Amount
- ₦80 million
- Property Management
- 20% of Earnings
- Application Processing Time
- 2 - 4 Months
- Closing Costs
- Legal, & Insurance.
- Joint applications and co-owners allowed?
- Yes
Home Price
How it works
How the Help To Own works on Giddaa.
Step 1
Find Home
Choose a house available on the Giddaa platform under the Help to Own plan that fits your budget and preference.
Performed by You with support from Giddaa
Step 2
Submit Documents
Submit your documents to Giddaa for prequalification to confirm your eligibility for the Help to Own loan.
Performed by You
Step 3
Loan Processing
If you pass prequalification, Giddaa forwards your application to a financial institution, which processes the loan and secures approval from Family Homes Funds before disbursing funds to the developer.
Performed by Giddaa
Step 4
Get Keys, Repay
You receive your keys, move in, and start repaying monthly through the Giddaa platform with full tracking, reminders, and a wallet for easy payments.
Performed by You
Application Documents
The documents you need to submit when applying.
Who can apply
Find out if you are eligible to apply for this plan.
individuals
These are people applying by themselves, without a co-applicant.
The following Individuals can apply through this payment option
- Government Workers (In Nigeria)
- Private Workers (In Nigeria)
- Self Employed (In Nigeria)
- Government Workers (In Diaspora)
- Private Workers (In Diaspora)
- Self Employed (In Diaspora)
Available Houses
The houses available for purchase under this plan type.
Things You Should Know
Have questions? Hopefully, this provide answers to your questions.